Call reports 2020
COASTAL HERITAGE BANK — 2020
What COASTAL HERITAGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 847,697,000 | 899,772,000 | 908,788,000 | 929,336,000 |
| Total loans | 708,623,000 | 733,809,000 | 737,977,000 | 698,600,000 |
| Allowance for loan losses | 4,541,000 | 5,060,000 | 5,712,000 | 5,859,000 |
| Securities available for sale | 60,033,000 | 55,191,000 | 54,402,000 | 55,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,373,000 | 767,311,000 | 779,984,000 | 799,018,000 |
| Interest-bearing deposits | 560,975,000 | 587,828,000 | 595,876,000 | 615,704,000 |
| Noninterest-bearing deposits | 140,398,000 | 179,483,000 | 184,108,000 | 183,314,000 |
| Equity capital | 89,917,000 | 91,262,000 | 92,210,000 | 93,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,929,000 | 17,346,000 | 25,414,000 | 33,651,000 |
| Interest expense | 1,772,000 | 3,222,000 | 4,448,000 | 5,373,000 |
| Net interest income | 7,157,000 | 14,124,000 | 20,966,000 | 28,278,000 |
| Noninterest income | 749,000 | 1,770,000 | 2,993,000 | 4,508,000 |
| Noninterest expense | 6,034,000 | 11,840,000 | 18,109,000 | 24,476,000 |
| Provision for loan losses | 606,000 | 1,132,000 | 1,692,000 | 1,844,000 |
| Pretax income | 1,266,000 | 3,150,000 | 4,386,000 | 6,694,000 |
| Income tax | 315,000 | 764,000 | 1,044,000 | 1,674,000 |
| Net income | 951,000 | 2,386,000 | 3,342,000 | 5,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,694,000 | 85,348,000 | 86,337,000 | 88,207,000 |