Call reports 2019
COASTAL HERITAGE BANK — 2019
What COASTAL HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 324,495,000 | 849,843,000 | 849,216,000 | 848,382,000 |
| Total loans | 260,435,000 | 719,349,000 | 717,306,000 | 718,305,000 |
| Allowance for loan losses | 1,579,000 | 3,414,000 | 3,701,000 | 3,911,000 |
| Securities available for sale | 29,042,000 | 65,593,000 | 63,810,000 | 62,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,759,000 | 714,929,000 | 716,916,000 | 687,292,000 |
| Interest-bearing deposits | 239,531,000 | 582,794,000 | 580,412,000 | 554,325,000 |
| Noninterest-bearing deposits | 46,228,000 | 132,135,000 | 136,504,000 | 132,967,000 |
| Equity capital | 34,955,000 | 87,413,000 | 88,257,000 | 88,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,146,000 | 14,357,000 | 23,288,000 | 32,030,000 |
| Interest expense | 481,000 | 3,515,000 | 5,677,000 | 7,633,000 |
| Net interest income | 2,665,000 | 10,842,000 | 17,611,000 | 24,397,000 |
| Noninterest income | 234,000 | 953,000 | 1,760,000 | 2,539,000 |
| Noninterest expense | 2,490,000 | 10,812,000 | 17,043,000 | 24,188,000 |
| Provision for loan losses | 32,000 | 400,000 | 700,000 | 907,000 |
| Pretax income | 377,000 | 582,000 | 1,614,000 | 1,827,000 |
| Income tax | 90,000 | 47,000 | 256,000 | 225,000 |
| Net income | 287,000 | 535,000 | 1,358,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,422,000 | 81,214,000 | 82,261,000 | 82,521,000 |
| Total capital | 36,154,000 | 84,970,000 | 86,304,000 | 86,714,000 |
| Risk-weighted assets | 214,263,000 | 575,842,000 | 575,842,000 | 593,982,000 |