Call reports 2018
COASTAL HERITAGE BANK — 2018
What COASTAL HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 332,913,000 | 332,850,000 | 328,976,000 | 324,574,000 |
| Total loans | 257,356,000 | 266,439,000 | 261,397,000 | 261,505,000 |
| Allowance for loan losses | 1,383,000 | 1,523,000 | 1,510,000 | 1,535,000 |
| Securities available for sale | 39,415,000 | 35,832,000 | 30,251,000 | 29,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,084,000 | 290,038,000 | 290,757,000 | 286,150,000 |
| Interest-bearing deposits | 251,448,000 | 246,574,000 | 246,403,000 | 241,555,000 |
| Noninterest-bearing deposits | 43,636,000 | 43,464,000 | 44,354,000 | 44,595,000 |
| Equity capital | 33,319,000 | 33,606,000 | 33,935,000 | 34,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,984,000 | 6,064,000 | 9,235,000 | 12,420,000 |
| Interest expense | 308,000 | 669,000 | 1,089,000 | 1,597,000 |
| Net interest income | 2,676,000 | 5,395,000 | 8,146,000 | 10,823,000 |
| Noninterest income | 315,000 | 643,000 | 1,073,000 | 1,371,000 |
| Noninterest expense | 2,631,000 | 5,063,000 | 7,618,000 | 10,091,000 |
| Provision for loan losses | 25,000 | 160,000 | 190,000 | 220,000 |
| Pretax income | 335,000 | 809,000 | 1,287,000 | 1,759,000 |
| Income tax | 72,000 | 184,000 | 321,000 | 435,000 |
| Net income | 263,000 | 625,000 | 966,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,967,000 | 33,338,000 | 33,692,000 | 34,095,000 |
| Total capital | 34,498,000 | 35,014,000 | 35,355,000 | 35,783,000 |
| Risk-weighted assets | 220,322,000 | 224,608,000 | 217,681,000 | 217,870,000 |