Call reports 2017
COASTAL HERITAGE BANK — 2017
What COASTAL HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 320,235,000 | 330,944,000 | 339,535,000 | 333,317,000 |
| Total loans | 231,507,000 | 237,888,000 | 239,471,000 | 254,501,000 |
| Allowance for loan losses | 1,294,000 | 1,304,000 | 1,275,000 | 1,376,000 |
| Securities available for sale | 49,490,000 | 48,732,000 | 41,264,000 | 42,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,894,000 | 293,268,000 | 301,980,000 | 295,678,000 |
| Interest-bearing deposits | 241,870,000 | 248,336,000 | 259,222,000 | 253,143,000 |
| Noninterest-bearing deposits | 42,024,000 | 44,932,000 | 42,758,000 | 42,535,000 |
| Equity capital | 32,285,000 | 32,921,000 | 33,193,000 | 33,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,748,000 | 5,484,000 | 8,285,000 | 11,214,000 |
| Interest expense | 260,000 | 529,000 | 819,000 | 1,128,000 |
| Net interest income | 2,488,000 | 4,955,000 | 7,466,000 | 10,086,000 |
| Noninterest income | 315,000 | 609,000 | 937,000 | 1,574,000 |
| Noninterest expense | 2,315,000 | 4,514,000 | 6,856,000 | 9,346,000 |
| Provision for loan losses | 37,000 | 52,000 | 67,000 | 90,000 |
| Pretax income | 482,000 | 1,029,000 | 1,519,000 | 2,263,000 |
| Income tax | 149,000 | 342,000 | 508,000 | 841,000 |
| Net income | 333,000 | 687,000 | 1,011,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,648,000 | 32,028,000 | 32,351,000 | 32,694,000 |
| Total capital | 33,087,000 | 33,478,000 | 33,773,000 | 34,218,000 |
| Risk-weighted assets | 203,760,000 | 204,801,000 | 206,481,000 | 220,829,000 |