Call reports 2016
COASTAL HERITAGE BANK — 2016
What COASTAL HERITAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 228,799,000 | 232,734,000 | 323,587,000 | 319,973,000 |
| Total loans | 142,098,000 | 148,794,000 | 221,963,000 | 230,285,000 |
| Allowance for loan losses | 940,000 | 948,000 | 1,188,000 | 1,231,000 |
| Securities available for sale | 49,949,000 | 49,086,000 | 57,503,000 | 52,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,000,000 | 211,552,000 | 288,006,000 | 283,990,000 |
| Interest-bearing deposits | 178,440,000 | 173,813,000 | 245,955,000 | 241,294,000 |
| Noninterest-bearing deposits | 29,560,000 | 37,739,000 | 42,051,000 | 42,696,000 |
| Equity capital | 18,960,000 | 19,306,000 | 32,138,000 | 31,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,531,000 | 7,646,000 | 10,450,000 |
| Interest expense | 221,000 | 442,000 | 804,000 | 1,073,000 |
| Net interest income | 1,519,000 | 3,089,000 | 6,842,000 | 9,377,000 |
| Noninterest income | 232,000 | 482,000 | 1,239,000 | 1,544,000 |
| Noninterest expense | 1,638,000 | 3,208,000 | 7,203,000 | 9,556,000 |
| Provision for loan losses | 0 | 0 | 184,000 | 223,000 |
| Pretax income | 113,000 | 363,000 | 793,000 | 1,246,000 |
| Income tax | 26,000 | 102,000 | 180,000 | 276,000 |
| Net income | 87,000 | 261,000 | 613,000 | 970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,934,000 | 19,108,000 | 30,920,000 | 31,297,000 |
| Total capital | 19,981,000 | 20,163,000 | 32,245,000 | 32,670,000 |
| Risk-weighted assets | 129,981,000 | 135,369,000 | 200,829,000 | 205,040,000 |