Call reports 2015
COASTAL HERITAGE BANK — 2015
What COASTAL HERITAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 221,384,000 | 216,761,000 | 223,171,000 | 220,152,000 |
| Total loans | 135,224,000 | 137,486,000 | 142,152,000 | 138,726,000 |
| Allowance for loan losses | 1,113,000 | 1,115,000 | 975,000 | 944,000 |
| Securities available for sale | 50,734,000 | 51,378,000 | 50,758,000 | 51,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,731,000 | 196,269,000 | 202,360,000 | 199,639,000 |
| Interest-bearing deposits | 168,841,000 | 168,873,000 | 174,103,000 | 174,023,000 |
| Noninterest-bearing deposits | 31,890,000 | 27,396,000 | 28,257,000 | 25,616,000 |
| Equity capital | 18,474,000 | 18,407,000 | 18,701,000 | 18,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,345,000 | 5,071,000 | 6,810,000 |
| Interest expense | 212,000 | 425,000 | 638,000 | 857,000 |
| Net interest income | 1,415,000 | 2,920,000 | 4,433,000 | 5,953,000 |
| Noninterest income | 196,000 | 447,000 | 709,000 | 1,030,000 |
| Noninterest expense | 1,531,000 | 3,201,000 | 4,686,000 | 6,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 184,000 | 469,000 | 680,000 |
| Income tax | 9,000 | 17,000 | 100,000 | 158,000 |
| Net income | 83,000 | 167,000 | 369,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,408,000 | 18,492,000 | 18,694,000 | 18,847,000 |
| Total capital | 19,597,000 | 19,697,000 | 19,763,000 | 19,895,000 |
| Risk-weighted assets | 113,178,000 | 122,186,000 | 125,313,000 | 128,014,000 |