Call reports 2014
COASTAL HERITAGE BANK — 2014
What COASTAL HERITAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 212,313,000 | 213,567,000 | 211,835,000 | 209,675,000 |
| Total loans | 139,394,000 | 139,868,000 | 139,744,000 | 137,515,000 |
| Allowance for loan losses | 1,223,000 | 1,211,000 | 1,100,000 | 1,107,000 |
| Securities available for sale | 44,122,000 | 52,415,000 | 50,871,000 | 49,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,577,000 | 194,307,000 | 192,011,000 | 189,971,000 |
| Interest-bearing deposits | 171,672,000 | 170,913,000 | 170,366,000 | 169,122,000 |
| Noninterest-bearing deposits | 21,905,000 | 23,394,000 | 21,645,000 | 20,849,000 |
| Equity capital | 17,368,000 | 17,498,000 | 17,758,000 | 18,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,528,000 | 5,299,000 | 7,063,000 |
| Interest expense | 233,000 | 458,000 | 680,000 | 901,000 |
| Net interest income | 1,533,000 | 3,070,000 | 4,619,000 | 6,162,000 |
| Noninterest income | 188,000 | 382,000 | 612,000 | 871,000 |
| Noninterest expense | 1,498,000 | 3,061,000 | 4,552,000 | 6,158,000 |
| Provision for loan losses | 0 | 0 | -106,000 | -106,000 |
| Pretax income | 223,000 | 393,000 | 787,000 | 989,000 |
| Income tax | 87,000 | 152,000 | 308,000 | 92,000 |
| Net income | 136,000 | 241,000 | 479,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,564,000 | 17,669,000 | 17,907,000 | 18,324,000 |
| Total capital | 18,832,000 | 18,946,000 | 19,074,000 | 19,506,000 |
| Risk-weighted assets | 115,941,000 | 118,136,000 | 118,043,000 | 116,128,000 |