Call reports 2013
COASTAL HERITAGE BANK — 2013
What COASTAL HERITAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 214,233,000 | 215,929,000 | 217,400,000 | 208,344,000 |
| Total loans | 141,899,000 | 143,999,000 | 144,684,000 | 144,603,000 |
| Allowance for loan losses | 1,278,000 | 1,293,000 | 1,253,000 | 1,224,000 |
| Securities available for sale | 37,125,000 | 36,847,000 | 41,232,000 | 40,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,701,000 | 195,727,000 | 198,927,000 | 189,725,000 |
| Interest-bearing deposits | 171,360,000 | 172,367,000 | 176,153,000 | 169,630,000 |
| Noninterest-bearing deposits | 20,341,000 | 23,360,000 | 22,774,000 | 20,095,000 |
| Equity capital | 17,066,000 | 16,974,000 | 17,064,000 | 17,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,830,000 | 3,660,000 | 5,440,000 | 7,264,000 |
| Interest expense | 295,000 | 592,000 | 879,000 | 1,122,000 |
| Net interest income | 1,535,000 | 3,068,000 | 4,561,000 | 6,142,000 |
| Noninterest income | 261,000 | 472,000 | 688,000 | 898,000 |
| Noninterest expense | 1,417,000 | 2,964,000 | 4,360,000 | 6,015,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 0 |
| Pretax income | 364,000 | 546,000 | 859,000 | 1,025,000 |
| Income tax | 145,000 | 215,000 | 339,000 | 385,000 |
| Net income | 219,000 | 331,000 | 520,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,007,000 | 17,119,000 | 17,308,000 | 17,428,000 |
| Total capital | 18,285,000 | 18,412,000 | 18,561,000 | 18,697,000 |
| Risk-weighted assets | 123,082,000 | 120,514,000 | 121,478,000 | 120,870,000 |