Call reports 2011
COASTAL HERITAGE BANK — 2011
What COASTAL HERITAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 200,104,000 | 199,525,000 | 201,697,000 | 207,393,000 |
| Total loans | 133,208,000 | 132,347,000 | 130,303,000 | 132,089,000 |
| Allowance for loan losses | 1,433,000 | 1,508,000 | 1,319,000 | 1,349,000 |
| Securities available for sale | 34,106,000 | 42,697,000 | 39,193,000 | 47,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,925,000 | 177,096,000 | 178,939,000 | 184,993,000 |
| Interest-bearing deposits | 166,326,000 | 164,323,000 | 165,338,000 | 168,788,000 |
| Noninterest-bearing deposits | 11,599,000 | 12,773,000 | 13,601,000 | 16,205,000 |
| Equity capital | 15,840,000 | 16,124,000 | 16,354,000 | 16,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,073,000 | 4,126,000 | 6,164,000 | 8,139,000 |
| Interest expense | 504,000 | 969,000 | 1,384,000 | 1,805,000 |
| Net interest income | 1,569,000 | 3,157,000 | 4,780,000 | 6,334,000 |
| Noninterest income | 186,000 | 362,000 | 566,000 | 797,000 |
| Noninterest expense | 1,374,000 | 2,735,000 | 4,004,000 | 5,436,000 |
| Provision for loan losses | 75,000 | 150,000 | 310,000 | 660,000 |
| Pretax income | 306,000 | 634,000 | 1,032,000 | 1,035,000 |
| Income tax | 133,000 | 263,000 | 411,000 | 337,000 |
| Net income | 173,000 | 371,000 | 621,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,692,000 | 15,890,000 | 16,140,000 | 16,217,000 |
| Total capital | 17,125,000 | 17,366,000 | 17,459,000 | 17,566,000 |
| Risk-weighted assets | 117,231,000 | 118,011,000 | 115,296,000 | 119,013,000 |