Call reports 2010
COASTAL HERITAGE BANK — 2010
What COASTAL HERITAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 178,461,000 | 183,513,000 | 192,037,000 | 195,836,000 |
| Total loans | 131,528,000 | 135,252,000 | 133,756,000 | 135,182,000 |
| Allowance for loan losses | 1,475,000 | 1,477,000 | 1,351,000 | 1,358,000 |
| Securities available for sale | 21,803,000 | 21,819,000 | 29,467,000 | 32,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,299,000 | 161,833,000 | 169,755,000 | 173,505,000 |
| Interest-bearing deposits | 144,016,000 | 150,118,000 | 158,561,000 | 161,197,000 |
| Noninterest-bearing deposits | 10,283,000 | 11,715,000 | 11,194,000 | 12,308,000 |
| Equity capital | 15,065,000 | 15,321,000 | 15,487,000 | 15,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,159,000 | 4,330,000 | 6,494,000 | 8,703,000 |
| Interest expense | 629,000 | 1,237,000 | 1,795,000 | 2,321,000 |
| Net interest income | 1,530,000 | 3,093,000 | 4,699,000 | 6,382,000 |
| Noninterest income | 184,000 | 368,000 | 564,000 | 821,000 |
| Noninterest expense | 1,292,000 | 2,622,000 | 4,003,000 | 5,420,000 |
| Provision for loan losses | 75,000 | 150,000 | 236,000 | 344,000 |
| Pretax income | 347,000 | 689,000 | 1,024,000 | 1,439,000 |
| Income tax | 149,000 | 290,000 | 415,000 | 514,000 |
| Net income | 198,000 | 399,000 | 609,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,792,000 | 14,993,000 | 15,203,000 | 15,519,000 |
| Total capital | 16,208,000 | 16,444,000 | 16,554,000 | 16,877,000 |
| Risk-weighted assets | 113,240,000 | 116,068,000 | 115,939,000 | 117,362,000 |