Call reports 2003

COASTAL HERITAGE BANK — 2003

Name: COASTAL HERITAGE BANK — FFIEC call report 2003
Creator: COASTAL HERITAGE BANK

What COASTAL HERITAGE BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cdae937c-26a7-4df4-afa8-787c72b7592e/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	141,146,000	139,523,000	142,330,000	142,518,000
Total loans	95,632,000	93,955,000	94,242,000	95,397,000
Allowance for loan losses	1,084,000	1,142,000	1,167,000	1,197,000
Securities available for sale	32,819,000	35,493,000	40,561,000	39,964,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	127,715,000	125,747,000	128,411,000	128,537,000
Interest-bearing deposits	116,874,000	116,381,000	117,760,000	118,618,000
Noninterest-bearing deposits	10,841,000	9,366,000	10,651,000	9,919,000
Equity capital	10,903,000	11,278,000	11,479,000	11,548,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,909,000	3,762,000	5,574,000	7,369,000
Interest expense	676,000	1,299,000	1,848,000	2,391,000
Net interest income	1,233,000	2,463,000	3,726,000	4,978,000
Noninterest income	95,000	208,000	333,000	367,000
Noninterest expense	938,000	1,902,000	2,826,000	3,913,000
Provision for loan losses	30,000	60,000	90,000	120,000
Pretax income	360,000	720,000	1,162,000	1,082,000
Income tax	131,000	267,000	439,000	441,000
Net income	229,000	453,000	723,000	641,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	10,584,000	10,920,000	11,217,000	11,333,000
Total capital	11,592,000	11,904,000	12,213,000	12,353,000
Risk-weighted assets	80,587,000	78,557,000	79,526,000	81,443,000