Call reports 2001
COASTAL HERITAGE BANK — 2001
What COASTAL HERITAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 104,593,000 | 110,986,000 | 114,906,000 | 124,437,000 |
| Total loans | 84,688,000 | 87,943,000 | 89,017,000 | 90,742,000 |
| Allowance for loan losses | 847,000 | 876,000 | 902,000 | 933,000 |
| Securities available for sale | 10,602,000 | 8,485,000 | 13,009,000 | 21,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,719,000 | 97,736,000 | 101,988,000 | 111,554,000 |
| Interest-bearing deposits | 87,145,000 | 89,861,000 | 96,412,000 | 105,354,000 |
| Noninterest-bearing deposits | 5,574,000 | 7,875,000 | 5,576,000 | 6,200,000 |
| Equity capital | 9,570,000 | 9,724,000 | 9,655,000 | 9,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,670,000 | 5,546,000 | 7,450,000 |
| Interest expense | 901,000 | 1,798,000 | 2,737,000 | 3,667,000 |
| Net interest income | 931,000 | 1,872,000 | 2,809,000 | 3,783,000 |
| Noninterest income | 65,000 | 138,000 | 205,000 | 302,000 |
| Noninterest expense | 735,000 | 1,497,000 | 2,226,000 | 3,103,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 231,000 | 476,000 | 746,000 | 914,000 |
| Income tax | 104,000 | 218,000 | 314,000 | 408,000 |
| Net income | 127,000 | 258,000 | 432,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,542,000 | 9,701,000 | 9,611,000 | 9,801,000 |
| Total capital | 10,344,000 | 10,529,000 | 10,505,000 | 10,734,000 |
| Risk-weighted assets | 64,120,000 | 66,206,000 | 71,578,000 | 82,523,000 |