Call reports 2022
CITIZENS STATE BANK — 2022
What CITIZENS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 215,521,000 | 224,149,000 | 232,556,000 | 221,078,000 |
| Total loans | 147,386,000 | 151,466,000 | 159,156,000 | 169,873,000 |
| Allowance for loan losses | 1,712,000 | 1,712,000 | 1,716,000 | 1,717,000 |
| Securities available for sale | 176,000 | 4,623,000 | 16,440,000 | 22,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,290,000 | 204,256,000 | 212,111,000 | 200,134,000 |
| Interest-bearing deposits | 132,431,000 | 137,181,000 | 141,282,000 | 133,623,000 |
| Noninterest-bearing deposits | 63,859,000 | 67,075,000 | 70,829,000 | 66,511,000 |
| Equity capital | 19,054,000 | 19,623,000 | 20,067,000 | 20,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,864,000 | 6,214,000 | 8,942,000 |
| Interest expense | 97,000 | 225,000 | 450,000 | 823,000 |
| Net interest income | 1,794,000 | 3,639,000 | 5,764,000 | 8,119,000 |
| Noninterest income | 134,000 | 302,000 | 468,000 | 620,000 |
| Noninterest expense | 931,000 | 1,757,000 | 2,695,000 | 3,539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 997,000 | 2,184,000 | 3,537,000 | 5,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 997,000 | 2,184,000 | 3,537,000 | 5,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,052,000 | 19,640,000 | 20,270,000 | 21,121,000 |
| Total capital | — | — | 21,986,000 | 22,838,000 |
| Risk-weighted assets | — | — | 149,069,000 | 162,395,000 |