Call reports 2021
CITIZENS STATE BANK — 2021
What CITIZENS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 186,184,000 | 192,881,000 | 191,326,000 | 205,135,000 |
| Total loans | 126,865,000 | 124,158,000 | 136,335,000 | 150,010,000 |
| Allowance for loan losses | 1,692,000 | 1,692,000 | 1,690,000 | 1,690,000 |
| Securities available for sale | 185,000 | 183,000 | 181,000 | 179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,971,000 | 175,015,000 | 173,036,000 | 186,609,000 |
| Interest-bearing deposits | 117,770,000 | 118,228,000 | 119,793,000 | 128,180,000 |
| Noninterest-bearing deposits | 51,201,000 | 56,787,000 | 53,243,000 | 58,429,000 |
| Equity capital | 16,848,000 | 17,432,000 | 17,896,000 | 18,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,552,000 | 5,529,000 | 7,359,000 |
| Interest expense | 127,000 | 249,000 | 353,000 | 448,000 |
| Net interest income | 1,569,000 | 3,303,000 | 5,176,000 | 6,911,000 |
| Noninterest income | 96,000 | 210,000 | 342,000 | 478,000 |
| Noninterest expense | 826,000 | 1,587,000 | 2,461,000 | 3,218,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 839,000 | 1,926,000 | 3,057,000 | 4,171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 839,000 | 1,926,000 | 3,057,000 | 4,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,840,000 | 17,425,000 | 17,890,000 | 18,326,000 |
| Total capital | 18,219,000 | — | — | — |
| Risk-weighted assets | 110,068,000 | — | — | — |