Call reports 2009
FIRST NATIONAL BANK IN PAWHUSKA — 2009
What FIRST NATIONAL BANK IN PAWHUSKA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,824,000 | 36,930,000 | 37,084,000 | 30,529,000 |
| Total loans | 23,385,000 | 23,037,000 | 22,573,000 | 21,505,000 |
| Allowance for loan losses | 404,000 | 573,000 | 520,000 | 625,000 |
| Securities available for sale | 2,887,000 | 6,106,000 | 5,910,000 | 4,250,000 |
| Securities held to maturity | 37,000 | 37,000 | 36,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,495,000 | 33,748,000 | 33,782,000 | 27,539,000 |
| Interest-bearing deposits | 24,227,000 | 25,226,000 | 25,530,000 | 19,496,000 |
| Noninterest-bearing deposits | 9,268,000 | 8,522,000 | 8,252,000 | 8,043,000 |
| Equity capital | 3,191,000 | 3,109,000 | 3,218,000 | 2,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 987,000 | 1,503,000 | 1,947,000 |
| Interest expense | 140,000 | 269,000 | 397,000 | 489,000 |
| Net interest income | 371,000 | 718,000 | 1,106,000 | 1,458,000 |
| Noninterest income | 110,000 | 221,000 | 328,000 | 442,000 |
| Noninterest expense | 400,000 | 819,000 | 1,228,000 | 1,700,000 |
| Provision for loan losses | 120,000 | 244,000 | 268,000 | 600,000 |
| Pretax income | -39,000 | -124,000 | -62,000 | -380,000 |
| Income tax | 0 | -24,000 | -24,000 | -24,000 |
| Net income | -39,000 | -100,000 | -38,000 | -356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,158,000 | 3,098,000 | 3,159,000 | 2,841,000 |
| Total capital | 3,493,000 | 3,458,000 | 3,511,000 | 3,136,000 |
| Risk-weighted assets | 26,728,000 | 28,597,000 | 28,016,000 | 23,245,000 |