Call reports 2008
FIRST NATIONAL BANK IN PAWHUSKA — 2008
What FIRST NATIONAL BANK IN PAWHUSKA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,617,000 | 37,384,000 | 40,277,000 | 39,297,000 |
| Total loans | 25,250,000 | 24,728,000 | 24,115,000 | 23,824,000 |
| Allowance for loan losses | 477,000 | 483,000 | 485,000 | 481,000 |
| Securities available for sale | 4,797,000 | 4,913,000 | 4,395,000 | 4,407,000 |
| Securities held to maturity | 41,000 | 40,000 | 39,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,271,000 | 34,014,000 | 36,825,000 | 35,893,000 |
| Interest-bearing deposits | 26,412,000 | 25,014,000 | 27,610,000 | 26,036,000 |
| Noninterest-bearing deposits | 8,859,000 | 9,000,000 | 9,215,000 | 9,857,000 |
| Equity capital | 3,195,000 | 3,185,000 | 3,251,000 | 3,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,266,000 | 1,856,000 | 2,394,000 |
| Interest expense | 203,000 | 404,000 | 590,000 | 758,000 |
| Net interest income | 430,000 | 862,000 | 1,266,000 | 1,636,000 |
| Noninterest income | 152,000 | 301,000 | 445,000 | 577,000 |
| Noninterest expense | 398,000 | 801,000 | 1,228,000 | 1,663,000 |
| Provision for loan losses | 15,000 | 30,000 | 48,000 | 96,000 |
| Pretax income | 169,000 | 332,000 | 435,000 | 454,000 |
| Income tax | 68,000 | 118,000 | 153,000 | 155,000 |
| Net income | 101,000 | 214,000 | 282,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,147,000 | 3,192,000 | 3,260,000 | 3,257,000 |
| Total capital | 3,487,000 | 3,533,000 | 3,603,000 | 3,605,000 |
| Risk-weighted assets | 27,086,000 | 27,224,000 | 27,261,000 | 27,686,000 |