Call reports 2007
FIRST NATIONAL BANK IN PAWHUSKA — 2007
What FIRST NATIONAL BANK IN PAWHUSKA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,633,000 | 34,335,000 | 38,470,000 | 35,043,000 |
| Total loans | 25,056,000 | 25,466,000 | 24,998,000 | 24,667,000 |
| Allowance for loan losses | 475,000 | 481,000 | 557,000 | 539,000 |
| Securities available for sale | 3,458,000 | 3,262,000 | 4,033,000 | 3,815,000 |
| Securities held to maturity | 44,000 | 43,000 | 42,000 | 42,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,418,000 | 30,993,000 | 35,115,000 | 31,669,000 |
| Interest-bearing deposits | 23,875,000 | 22,557,000 | 26,564,000 | 23,443,000 |
| Noninterest-bearing deposits | 8,543,000 | 8,436,000 | 8,551,000 | 8,226,000 |
| Equity capital | 2,932,000 | 3,016,000 | 3,150,000 | 3,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,306,000 | 2,099,000 | 2,847,000 |
| Interest expense | 191,000 | 389,000 | 605,000 | 819,000 |
| Net interest income | 439,000 | 917,000 | 1,494,000 | 2,028,000 |
| Noninterest income | 100,000 | 163,000 | 213,000 | 389,000 |
| Noninterest expense | 366,000 | 740,000 | 1,191,000 | 1,769,000 |
| Provision for loan losses | 98,000 | 116,000 | 123,000 | 126,000 |
| Pretax income | 75,000 | 224,000 | 393,000 | 522,000 |
| Income tax | 22,000 | 76,000 | 138,000 | 183,000 |
| Net income | 53,000 | 148,000 | 255,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,959,000 | 3,055,000 | 3,163,000 | 3,146,000 |
| Total capital | 3,284,000 | 3,388,000 | 3,503,000 | 3,473,000 |
| Risk-weighted assets | 25,810,000 | 26,491,000 | 27,021,000 | 25,964,000 |