Call reports 2006
FIRST NATIONAL BANK IN PAWHUSKA — 2006
What FIRST NATIONAL BANK IN PAWHUSKA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 33,917,000 | 34,534,000 | 35,728,000 | 36,926,000 |
| Total loans | 24,991,000 | 24,651,000 | 24,451,000 | 24,998,000 |
| Allowance for loan losses | 503,000 | 508,000 | 489,000 | 488,000 |
| Securities available for sale | 3,948,000 | 3,714,000 | 3,639,000 | 3,529,000 |
| Securities held to maturity | 58,000 | 47,000 | 47,000 | 45,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,012,000 | 31,466,000 | 32,549,000 | 33,727,000 |
| Interest-bearing deposits | 22,642,000 | 22,626,000 | 23,583,000 | 23,263,000 |
| Noninterest-bearing deposits | 8,370,000 | 8,840,000 | 8,966,000 | 10,464,000 |
| Equity capital | 2,683,000 | 2,777,000 | 2,919,000 | 2,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,180,000 | 1,739,000 | 2,417,000 |
| Interest expense | 143,000 | 292,000 | 454,000 | 641,000 |
| Net interest income | 431,000 | 888,000 | 1,285,000 | 1,776,000 |
| Noninterest income | 101,000 | 212,000 | 334,000 | 379,000 |
| Noninterest expense | 362,000 | 727,000 | 1,094,000 | 1,478,000 |
| Provision for loan losses | 15,000 | 30,000 | 46,000 | 66,000 |
| Pretax income | 155,000 | 343,000 | 479,000 | 611,000 |
| Income tax | 45,000 | 114,000 | 131,000 | 175,000 |
| Net income | 110,000 | 229,000 | 348,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,736,000 | 2,845,000 | 2,965,000 | 2,977,000 |
| Total capital | 3,058,000 | 3,159,000 | 3,291,000 | 3,312,000 |
| Risk-weighted assets | 25,544,000 | 24,954,000 | 25,939,000 | 26,629,000 |