Call reports 2005
FIRST NATIONAL BANK IN PAWHUSKA — 2005
What FIRST NATIONAL BANK IN PAWHUSKA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,975,000 | 32,830,000 | 33,612,000 | 33,892,000 |
| Total loans | 23,552,000 | 23,579,000 | 23,315,000 | 24,193,000 |
| Allowance for loan losses | 508,000 | 486,000 | 507,000 | 485,000 |
| Securities available for sale | 4,366,000 | 4,582,000 | 4,451,000 | 4,071,000 |
| Securities held to maturity | 84,000 | 62,000 | 60,000 | 58,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,071,000 | 28,775,000 | 29,456,000 | 30,188,000 |
| Interest-bearing deposits | 23,017,000 | 22,416,000 | 22,895,000 | 22,959,000 |
| Noninterest-bearing deposits | 6,054,000 | 6,359,000 | 6,561,000 | 7,229,000 |
| Equity capital | 3,067,000 | 3,154,000 | 3,228,000 | 3,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,105,000 | 1,676,000 | 2,257,000 |
| Interest expense | 115,000 | 236,000 | 370,000 | 516,000 |
| Net interest income | 431,000 | 869,000 | 1,306,000 | 1,741,000 |
| Noninterest income | 86,000 | 185,000 | 276,000 | 431,000 |
| Noninterest expense | 385,000 | 766,000 | 1,137,000 | 1,567,000 |
| Provision for loan losses | 12,000 | 27,000 | 42,000 | 165,000 |
| Pretax income | 120,000 | 261,000 | 403,000 | 440,000 |
| Income tax | 41,000 | 117,000 | 165,000 | 215,000 |
| Net income | 79,000 | 144,000 | 238,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,110,000 | 3,175,000 | 3,268,000 | 3,226,000 |
| Total capital | 3,419,000 | 3,479,000 | 3,587,000 | 3,540,000 |
| Risk-weighted assets | 24,529,000 | 24,175,000 | 25,029,000 | 25,103,000 |