Call reports 2003
FIRST NATIONAL BANK IN PAWHUSKA — 2003
What FIRST NATIONAL BANK IN PAWHUSKA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,097,000 | 28,951,000 | 29,538,000 | 29,722,000 |
| Total loans | 18,296,000 | 18,830,000 | 19,408,000 | 19,614,000 |
| Allowance for loan losses | 542,000 | 482,000 | 487,000 | 476,000 |
| Securities available for sale | 3,607,000 | 3,765,000 | 4,722,000 | 4,647,000 |
| Securities held to maturity | 1,269,000 | 399,000 | 158,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,215,000 | 24,902,000 | 25,490,000 | 25,730,000 |
| Interest-bearing deposits | 18,909,000 | 20,109,000 | 20,515,000 | 20,792,000 |
| Noninterest-bearing deposits | 4,306,000 | 4,793,000 | 4,975,000 | 4,938,000 |
| Equity capital | 2,806,000 | 2,885,000 | 2,900,000 | 2,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 969,000 | 1,414,000 | 1,893,000 |
| Interest expense | 113,000 | 230,000 | 348,000 | 457,000 |
| Net interest income | 370,000 | 739,000 | 1,066,000 | 1,436,000 |
| Noninterest income | 52,000 | 125,000 | 210,000 | 319,000 |
| Noninterest expense | 331,000 | 653,000 | 974,000 | 1,316,000 |
| Provision for loan losses | 8,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 83,000 | 212,000 | 294,000 | 422,000 |
| Income tax | -29,000 | 20,000 | 38,000 | 86,000 |
| Net income | 112,000 | 192,000 | 256,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,764,000 | 2,844,000 | 2,908,000 | 2,811,000 |
| Total capital | 2,994,000 | 3,103,000 | 3,158,000 | 3,080,000 |
| Risk-weighted assets | 18,103,000 | 20,471,000 | 19,761,000 | 21,283,000 |