Call reports 2005
BLUE BALL NATIONAL BANK, THE — 2005
What BLUE BALL NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 1,203,678,000 | 1,207,400,000 |
| Total loans | 829,546,000 | 849,507,000 |
| Allowance for loan losses | 9,008,000 | 9,737,000 |
| Securities available for sale | 255,036,000 | 239,081,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 846,159,000 | 879,964,000 |
| Interest-bearing deposits | 691,194,000 | 713,591,000 |
| Noninterest-bearing deposits | 154,965,000 | 166,373,000 |
| Equity capital | 101,926,000 | 96,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 15,276,000 | 31,241,000 |
| Interest expense | 5,726,000 | 11,675,000 |
| Net interest income | 9,550,000 | 19,566,000 |
| Noninterest income | 2,701,000 | 5,177,000 |
| Noninterest expense | 7,740,000 | 24,547,000 |
| Provision for loan losses | 0 | 1,750,000 |
| Pretax income | 4,797,000 | -1,422,000 |
| Income tax | 975,000 | -617,000 |
| Net income | 3,822,000 | -805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 94,538,000 | 88,281,000 |
| Total capital | 103,546,000 | 98,018,000 |
| Risk-weighted assets | 926,166,000 | 949,178,000 |