Call reports 2004
BLUE BALL NATIONAL BANK, THE — 2004
What BLUE BALL NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,085,412,000 | 1,125,704,000 | 1,144,241,000 | 1,171,799,000 |
| Total loans | 714,332,000 | 732,070,000 | 746,239,000 | 777,083,000 |
| Allowance for loan losses | 8,949,000 | 9,197,000 | 9,019,000 | 9,007,000 |
| Securities available for sale | 279,946,000 | 295,423,000 | 288,319,000 | 288,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 809,047,000 | 810,707,000 | 831,338,000 | 828,734,000 |
| Interest-bearing deposits | 662,456,000 | 658,293,000 | 679,857,000 | 670,630,000 |
| Noninterest-bearing deposits | 146,591,000 | 152,414,000 | 151,481,000 | 158,104,000 |
| Equity capital | 88,392,000 | 87,241,000 | 99,667,000 | 98,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 13,347,000 | 26,808,000 | 40,675,000 | 55,374,000 |
| Interest expense | 4,311,000 | 8,628,000 | 13,484,000 | 18,650,000 |
| Net interest income | 9,036,000 | 18,180,000 | 27,191,000 | 36,724,000 |
| Noninterest income | 2,504,000 | 5,594,000 | 8,885,000 | 11,636,000 |
| Noninterest expense | 6,491,000 | 14,199,000 | 21,790,000 | 29,258,000 |
| Provision for loan losses | 398,000 | 565,000 | 565,000 | 565,000 |
| Pretax income | 5,371,000 | 9,797,000 | 14,584,000 | 18,708,000 |
| Income tax | 1,166,000 | 2,340,000 | 3,444,000 | 4,776,000 |
| Net income | 4,205,000 | 7,457,000 | 11,140,000 | 13,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,724,000 | 88,924,000 | 91,165,000 | 90,146,000 |
| Total capital | 98,031,000 | 98,121,000 | 100,184,000 | 99,153,000 |
| Risk-weighted assets | 832,983,000 | 853,415,000 | 873,813,000 | 891,911,000 |