Call reports 2003
BLUE BALL NATIONAL BANK, THE — 2003
What BLUE BALL NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 997,120,000 | 1,037,649,000 | 1,079,324,000 | 1,095,443,000 |
| Total loans | 615,022,000 | 648,554,000 | 695,020,000 | 715,075,000 |
| Allowance for loan losses | 7,221,000 | 7,639,000 | 8,117,000 | 8,643,000 |
| Securities available for sale | 288,803,000 | 295,851,000 | 292,676,000 | 297,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 731,173,000 | 730,795,000 | 748,036,000 | 784,214,000 |
| Interest-bearing deposits | 605,093,000 | 592,006,000 | 618,216,000 | 643,290,000 |
| Noninterest-bearing deposits | 126,080,000 | 138,789,000 | 129,820,000 | 140,924,000 |
| Equity capital | 76,145,000 | 79,730,000 | 80,532,000 | 85,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 13,353,000 | 26,903,000 | 39,978,000 | 53,428,000 |
| Interest expense | 4,812,000 | 9,257,000 | 13,511,000 | 17,825,000 |
| Net interest income | 8,541,000 | 17,646,000 | 26,467,000 | 35,603,000 |
| Noninterest income | 2,213,000 | 5,429,000 | 7,938,000 | 10,791,000 |
| Noninterest expense | 6,107,000 | 12,625,000 | 19,064,000 | 25,638,000 |
| Provision for loan losses | 450,000 | 905,000 | 1,365,000 | 1,917,000 |
| Pretax income | 4,448,000 | 9,795,000 | 14,382,000 | 19,306,000 |
| Income tax | 819,000 | 1,969,000 | 2,889,000 | 4,400,000 |
| Net income | 3,629,000 | 7,826,000 | 11,493,000 | 14,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,440,000 | 80,987,000 | 83,145,000 | 86,021,000 |
| Total capital | 87,313,000 | 89,833,000 | 91,593,000 | 95,409,000 |
| Risk-weighted assets | 759,621,000 | 780,287,000 | 807,088,000 | 839,405,000 |