Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 716,932,000 | 717,350,000 | 731,114,000 | 773,605,000 |
| Total loans | 472,447,000 | 473,764,000 | 484,453,000 | 495,618,000 |
| Allowance for loan losses | 6,537,000 | 6,518,000 | 6,585,000 | 6,620,000 |
| Securities available for sale | 192,308,000 | 189,253,000 | 198,266,000 | 225,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,943,000 | 633,821,000 | 651,594,000 | 658,845,000 |
| Interest-bearing deposits | 439,390,000 | 440,154,000 | 456,020,000 | 462,205,000 |
| Noninterest-bearing deposits | 190,553,000 | 193,667,000 | 195,574,000 | 196,640,000 |
| Equity capital | 44,542,000 | 45,701,000 | 51,633,000 | 53,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,980,000 | 18,176,000 | 27,654,000 | 37,448,000 |
| Interest expense | 2,736,000 | 5,364,000 | 7,922,000 | 10,502,000 |
| Net interest income | 6,244,000 | 12,812,000 | 19,732,000 | 26,946,000 |
| Noninterest income | 814,000 | 1,612,000 | 2,482,000 | 3,367,000 |
| Noninterest expense | 5,471,000 | 11,049,000 | 16,840,000 | 22,946,000 |
| Provision for loan losses | 0 | 25,000 | 146,000 | 266,000 |
| Pretax income | 1,595,000 | 3,283,000 | 5,211,000 | 7,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,595,000 | 3,283,000 | 5,211,000 | 7,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,613,000 | 67,651,000 | 69,079,000 | 70,494,000 |
| Total capital | 73,037,000 | 74,167,000 | 75,768,000 | 77,399,000 |
| Risk-weighted assets | 513,183,000 | 520,597,000 | 534,584,000 | 552,041,000 |