Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 448,162,000 | 505,928,000 | 527,428,000 | 559,711,000 |
| Total loans | 300,624,000 | 322,534,000 | 334,308,000 | 337,930,000 |
| Allowance for loan losses | 4,754,000 | 5,223,000 | 5,346,000 | 5,490,000 |
| Securities available for sale | 114,674,000 | 129,265,000 | 140,134,000 | 159,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,824,000 | 442,948,000 | 471,541,000 | 499,213,000 |
| Interest-bearing deposits | 274,938,000 | 293,712,000 | 300,605,000 | 321,663,000 |
| Noninterest-bearing deposits | 117,886,000 | 149,236,000 | 170,936,000 | 177,550,000 |
| Equity capital | 46,470,000 | 48,702,000 | 48,209,000 | 50,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,764,000 | 9,997,000 | 15,181,000 | 20,553,000 |
| Interest expense | 416,000 | 772,000 | 1,098,000 | 1,328,000 |
| Net interest income | 4,348,000 | 9,225,000 | 14,083,000 | 19,225,000 |
| Noninterest income | 919,000 | 1,953,000 | 3,149,000 | 4,315,000 |
| Noninterest expense | 4,195,000 | 8,178,000 | 12,433,000 | 16,724,000 |
| Provision for loan losses | 450,000 | 950,000 | 1,105,000 | 1,159,000 |
| Pretax income | 622,000 | 2,194,000 | 3,857,000 | 5,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 622,000 | 2,194,000 | 3,857,000 | 5,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,361,000 | 43,758,000 | 43,620,000 | 45,443,000 |
| Total capital | 46,432,000 | 47,979,000 | 48,006,000 | 50,007,000 |
| Risk-weighted assets | 324,963,000 | 336,714,000 | 349,892,000 | 364,156,000 |