Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 397,504,000 | 413,757,000 | 425,497,000 | 436,481,000 |
| Total loans | 261,824,000 | 270,727,000 | 275,713,000 | 289,567,000 |
| Allowance for loan losses | 3,901,000 | 4,067,000 | 4,096,000 | 4,331,000 |
| Securities available for sale | 106,439,000 | 102,293,000 | 96,376,000 | 104,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,411,000 | 362,948,000 | 369,376,000 | 382,925,000 |
| Interest-bearing deposits | 248,726,000 | 254,410,000 | 257,121,000 | 267,283,000 |
| Noninterest-bearing deposits | 101,685,000 | 108,538,000 | 112,255,000 | 115,642,000 |
| Equity capital | 39,303,000 | 41,850,000 | 43,442,000 | 44,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,207,000 | 8,785,000 | 13,580,000 | 18,304,000 |
| Interest expense | 295,000 | 630,000 | 1,009,000 | 1,418,000 |
| Net interest income | 3,912,000 | 8,155,000 | 12,571,000 | 16,886,000 |
| Noninterest income | 943,000 | 2,069,000 | 3,271,000 | 4,206,000 |
| Noninterest expense | 3,922,000 | 8,016,000 | 12,034,000 | 15,648,000 |
| Provision for loan losses | 45,000 | 220,000 | 270,000 | 540,000 |
| Pretax income | 894,000 | 1,994,000 | 3,544,000 | 4,910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 894,000 | 1,994,000 | 3,544,000 | 4,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,842,000 | 39,792,000 | 41,142,000 | 42,508,000 |
| Total capital | 42,420,000 | 43,514,000 | 44,916,000 | 46,423,000 |
| Risk-weighted assets | 285,950,000 | 297,429,000 | 301,613,000 | 312,805,000 |