Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 376,280,000 | 389,636,000 | 395,513,000 | 395,609,000 |
| Total loans | 221,798,000 | 238,568,000 | 253,773,000 | 255,970,000 |
| Allowance for loan losses | 3,340,000 | 3,540,000 | 3,743,000 | 3,872,000 |
| Securities available for sale | 126,698,000 | 121,445,000 | 114,169,000 | 110,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,782,000 | 339,112,000 | 341,706,000 | 338,507,000 |
| Interest-bearing deposits | 231,306,000 | 234,332,000 | 234,483,000 | 239,813,000 |
| Noninterest-bearing deposits | 98,476,000 | 104,780,000 | 107,223,000 | 98,694,000 |
| Equity capital | 36,642,000 | 37,018,000 | 36,577,000 | 38,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,651,000 | 7,587,000 | 11,703,000 | 16,077,000 |
| Interest expense | 119,000 | 265,000 | 436,000 | 659,000 |
| Net interest income | 3,532,000 | 7,322,000 | 11,267,000 | 15,418,000 |
| Noninterest income | 1,009,000 | 2,030,000 | 3,146,000 | 4,181,000 |
| Noninterest expense | 4,102,000 | 7,977,000 | 11,992,000 | 15,933,000 |
| Provision for loan losses | 450,000 | 650,000 | 860,000 | 1,095,000 |
| Pretax income | -11,000 | 725,000 | 1,568,000 | 2,578,000 |
| Income tax | 1,282,000 | 1,282,000 | 1,282,000 | 1,282,000 |
| Net income | -1,293,000 | -557,000 | 286,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,777,000 | 37,513,000 | 37,996,000 | 38,906,000 |
| Total capital | 39,930,000 | 40,862,000 | 41,467,000 | 42,441,000 |
| Risk-weighted assets | 252,081,000 | 267,696,000 | 277,410,000 | 282,485,000 |