Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 346,814,000 | 350,647,000 | 368,889,000 | 364,715,000 |
| Total loans | 182,939,000 | 186,483,000 | 184,102,000 | 184,437,000 |
| Allowance for loan losses | 2,706,000 | 2,771,000 | 2,760,000 | 2,749,000 |
| Securities available for sale | 123,741,000 | 127,138,000 | 141,181,000 | 146,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,178,000 | 302,167,000 | 318,804,000 | 317,564,000 |
| Interest-bearing deposits | 216,962,000 | 217,340,000 | 227,319,000 | 226,680,000 |
| Noninterest-bearing deposits | 82,216,000 | 84,827,000 | 91,485,000 | 90,884,000 |
| Equity capital | 39,016,000 | 40,293,000 | 40,906,000 | 39,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,132,000 | 6,414,000 | 9,677,000 | 12,964,000 |
| Interest expense | 92,000 | 182,000 | 266,000 | 347,000 |
| Net interest income | 3,040,000 | 6,232,000 | 9,411,000 | 12,617,000 |
| Noninterest income | 1,050,000 | 2,064,000 | 3,251,000 | 4,153,000 |
| Noninterest expense | 3,363,000 | 6,489,000 | 9,767,000 | 12,959,000 |
| Provision for loan losses | 75,000 | 125,000 | -250,000 | -250,000 |
| Pretax income | 652,000 | 1,682,000 | 3,145,000 | 4,061,000 |
| Income tax | 144,000 | 442,000 | 907,000 | 1,109,000 |
| Net income | 508,000 | 1,240,000 | 2,238,000 | 2,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,577,000 | 37,210,000 | 38,208,000 | 38,602,000 |
| Total capital | 39,229,000 | 39,906,000 | 40,880,000 | 41,310,000 |
| Risk-weighted assets | 212,104,000 | 215,613,000 | 213,675,000 | 216,619,000 |