Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 339,796,000 | 337,234,000 | 346,623,000 | 346,222,000 |
| Total loans | 166,031,000 | 174,178,000 | 175,750,000 | 173,086,000 |
| Allowance for loan losses | 2,471,000 | 2,546,000 | 2,599,000 | 2,643,000 |
| Securities available for sale | 131,339,000 | 127,347,000 | 123,125,000 | 127,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,696,000 | 294,088,000 | 301,357,000 | 300,582,000 |
| Interest-bearing deposits | 221,035,000 | 216,840,000 | 217,386,000 | 217,731,000 |
| Noninterest-bearing deposits | 74,661,000 | 77,248,000 | 83,971,000 | 82,851,000 |
| Equity capital | 36,560,000 | 36,651,000 | 37,822,000 | 37,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,908,000 | 6,025,000 | 9,124,000 | 12,235,000 |
| Interest expense | 106,000 | 212,000 | 316,000 | 415,000 |
| Net interest income | 2,802,000 | 5,813,000 | 8,808,000 | 11,820,000 |
| Noninterest income | 993,000 | 2,115,000 | 3,204,000 | 4,080,000 |
| Noninterest expense | 3,065,000 | 6,049,000 | 9,078,000 | 12,225,000 |
| Provision for loan losses | 175,000 | 175,000 | 225,000 | 225,000 |
| Pretax income | 555,000 | 1,821,000 | 2,825,000 | 3,567,000 |
| Income tax | 97,000 | 481,000 | 754,000 | 904,000 |
| Net income | 458,000 | 1,340,000 | 2,071,000 | 2,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,289,000 | 35,071,000 | 35,803,000 | 36,070,000 |
| Total capital | 36,760,000 | 37,617,000 | 38,402,000 | 38,641,000 |
| Risk-weighted assets | 198,539,000 | 207,655,000 | 208,853,000 | 205,635,000 |