Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 331,129,000 | 330,372,000 | 329,759,000 | 336,233,000 |
| Total loans | 136,312,000 | 145,062,000 | 152,120,000 | 159,854,000 |
| Allowance for loan losses | 2,562,000 | 2,182,000 | 2,229,000 | 2,368,000 |
| Securities available for sale | 152,190,000 | 145,798,000 | 137,565,000 | 134,711,000 |
| Securities held to maturity | 11,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,020,000 | 287,607,000 | 287,170,000 | 293,632,000 |
| Interest-bearing deposits | 224,981,000 | 221,672,000 | 217,261,000 | 216,898,000 |
| Noninterest-bearing deposits | 66,039,000 | 65,935,000 | 69,909,000 | 76,734,000 |
| Equity capital | 33,655,000 | 34,124,000 | 34,944,000 | 35,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,344,000 | 8,180,000 | 11,138,000 |
| Interest expense | 132,000 | 260,000 | 381,000 | 495,000 |
| Net interest income | 2,498,000 | 5,084,000 | 7,799,000 | 10,643,000 |
| Noninterest income | 1,042,000 | 1,901,000 | 2,768,000 | 3,702,000 |
| Noninterest expense | 2,909,000 | 5,812,000 | 8,767,000 | 11,919,000 |
| Provision for loan losses | 100,000 | -150,000 | -75,000 | -80,000 |
| Pretax income | 531,000 | 1,352,000 | 1,954,000 | 2,585,000 |
| Income tax | 86,000 | 298,000 | 406,000 | 530,000 |
| Net income | 445,000 | 1,054,000 | 1,548,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,400,000 | 33,198,000 | 33,692,000 | 33,832,000 |
| Total capital | 35,629,000 | 35,380,000 | 35,921,000 | 36,200,000 |
| Risk-weighted assets | 177,998,000 | 181,811,000 | 186,371,000 | 191,295,000 |