Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 319,405,000 | 316,409,000 | 329,296,000 | 327,946,000 |
| Total loans | 133,393,000 | 132,628,000 | 135,516,000 | 135,706,000 |
| Allowance for loan losses | 3,792,000 | 3,618,000 | 2,947,000 | 2,904,000 |
| Securities available for sale | 139,223,000 | 137,368,000 | 140,849,000 | 146,845,000 |
| Securities held to maturity | 15,000 | 14,000 | 13,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,617,000 | 278,428,000 | 288,061,000 | 288,662,000 |
| Interest-bearing deposits | 222,464,000 | 219,962,000 | 224,907,000 | 223,842,000 |
| Noninterest-bearing deposits | 57,153,000 | 58,466,000 | 63,154,000 | 64,820,000 |
| Equity capital | 32,764,000 | 30,993,000 | 33,042,000 | 32,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 4,960,000 | 7,719,000 | 10,372,000 |
| Interest expense | 172,000 | 337,000 | 498,000 | 642,000 |
| Net interest income | 2,330,000 | 4,623,000 | 7,221,000 | 9,730,000 |
| Noninterest income | 1,144,000 | 2,093,000 | 2,995,000 | 3,727,000 |
| Noninterest expense | 2,991,000 | 6,060,000 | 9,026,000 | 12,252,000 |
| Provision for loan losses | -278,000 | -466,000 | -1,966,000 | -1,866,000 |
| Pretax income | 761,000 | 1,122,000 | 3,156,000 | 3,071,000 |
| Income tax | 184,000 | 206,000 | 911,000 | 720,000 |
| Net income | 577,000 | 916,000 | 2,245,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,291,000 | 31,630,000 | 32,959,000 | 32,955,000 |
| Total capital | 33,537,000 | 33,877,000 | 35,192,000 | 35,175,000 |
| Risk-weighted assets | 178,109,000 | 178,383,000 | 177,921,000 | 176,919,000 |