Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 310,740,000 | 309,335,000 | 314,531,000 | 314,850,000 |
| Total loans | 144,822,000 | 140,408,000 | 139,455,000 | 138,794,000 |
| Allowance for loan losses | 4,654,000 | 4,385,000 | 4,270,000 | 4,037,000 |
| Securities available for sale | 121,022,000 | 120,562,000 | 127,190,000 | 130,180,000 |
| Securities held to maturity | 19,000 | 17,000 | 17,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,548,000 | 270,833,000 | 275,544,000 | 275,053,000 |
| Interest-bearing deposits | 219,885,000 | 216,869,000 | 215,107,000 | 219,824,000 |
| Noninterest-bearing deposits | 51,663,000 | 53,964,000 | 60,437,000 | 55,229,000 |
| Equity capital | 31,544,000 | 31,923,000 | 32,339,000 | 32,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,137,000 | 6,126,000 | 9,012,000 | 11,702,000 |
| Interest expense | 284,000 | 530,000 | 750,000 | 953,000 |
| Net interest income | 2,853,000 | 5,596,000 | 8,262,000 | 10,749,000 |
| Noninterest income | 819,000 | 1,525,000 | 2,384,000 | 3,288,000 |
| Noninterest expense | 3,030,000 | 5,970,000 | 8,767,000 | 11,736,000 |
| Provision for loan losses | 413,000 | 461,000 | 479,000 | 349,000 |
| Pretax income | 229,000 | 690,000 | 1,400,000 | 1,952,000 |
| Income tax | -24,000 | 55,000 | 221,000 | 315,000 |
| Net income | 253,000 | 635,000 | 1,179,000 | 1,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,480,000 | 29,862,000 | 30,406,000 | 30,714,000 |
| Total capital | 31,841,000 | 32,164,000 | 32,730,000 | 33,014,000 |
| Risk-weighted assets | 186,580,000 | 182,039,000 | 184,004,000 | 182,338,000 |