Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 307,316,000 | 304,122,000 | 318,063,000 | 310,926,000 |
| Total loans | 159,597,000 | 154,285,000 | 147,848,000 | 147,145,000 |
| Allowance for loan losses | 6,126,000 | 5,496,000 | 5,333,000 | 5,025,000 |
| Securities available for sale | 105,387,000 | 109,086,000 | 116,669,000 | 117,973,000 |
| Securities held to maturity | 26,000 | 22,000 | 21,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,990,000 | 264,572,000 | 277,447,000 | 272,361,000 |
| Interest-bearing deposits | 223,876,000 | 218,283,000 | 225,792,000 | 222,092,000 |
| Noninterest-bearing deposits | 45,114,000 | 46,289,000 | 51,655,000 | 50,269,000 |
| Equity capital | 29,818,000 | 31,068,000 | 31,342,000 | 31,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,418,000 | 6,776,000 | 10,020,000 | 13,212,000 |
| Interest expense | 527,000 | 955,000 | 1,349,000 | 1,693,000 |
| Net interest income | 2,891,000 | 5,821,000 | 8,671,000 | 11,519,000 |
| Noninterest income | 794,000 | 1,734,000 | 2,396,000 | 3,228,000 |
| Noninterest expense | 2,960,000 | 5,884,000 | 8,836,000 | 12,046,000 |
| Provision for loan losses | -102,000 | 223,000 | 436,000 | 700,000 |
| Pretax income | 836,000 | 1,457,000 | 1,804,000 | 2,026,000 |
| Income tax | 234,000 | 371,000 | 450,000 | 388,000 |
| Net income | 602,000 | 1,086,000 | 1,354,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,191,000 | 28,675,000 | 28,943,000 | 29,227,000 |
| Total capital | 30,677,000 | 31,104,000 | 31,311,000 | 31,643,000 |
| Risk-weighted assets | 195,209,000 | 191,233,000 | 186,483,000 | 190,670,000 |