Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 323,244,000 | 322,869,000 | 326,348,000 | 320,670,000 |
| Total loans | 198,788,000 | 185,787,000 | 178,677,000 | 162,920,000 |
| Allowance for loan losses | 7,054,000 | 7,956,000 | 7,425,000 | 6,550,000 |
| Securities available for sale | 85,461,000 | 94,039,000 | 100,309,000 | 106,883,000 |
| Securities held to maturity | 31,000 | 29,000 | 28,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,659,000 | 272,367,000 | 277,102,000 | 271,885,000 |
| Interest-bearing deposits | 229,273,000 | 227,914,000 | 230,160,000 | 225,323,000 |
| Noninterest-bearing deposits | 42,386,000 | 44,453,000 | 46,942,000 | 46,562,000 |
| Equity capital | 29,999,000 | 30,200,000 | 30,426,000 | 29,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,964,000 | 7,846,000 | 11,551,000 | 15,201,000 |
| Interest expense | 890,000 | 1,732,000 | 2,498,000 | 3,178,000 |
| Net interest income | 3,074,000 | 6,114,000 | 9,053,000 | 12,023,000 |
| Noninterest income | 545,000 | 1,442,000 | 2,380,000 | 3,254,000 |
| Noninterest expense | 3,088,000 | 6,123,000 | 9,043,000 | 12,211,000 |
| Provision for loan losses | 271,000 | 1,636,000 | 3,332,000 | 5,009,000 |
| Pretax income | 260,000 | -203,000 | -874,000 | -1,875,000 |
| Income tax | 6,000 | -268,000 | -634,000 | -1,080,000 |
| Net income | 254,000 | 65,000 | -240,000 | -795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,638,000 | 28,449,000 | 28,144,000 | 27,589,000 |
| Total capital | 31,480,000 | 31,161,000 | 30,806,000 | 30,114,000 |
| Risk-weighted assets | 223,187,000 | 211,731,000 | 208,231,000 | 197,973,000 |