Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 307,874,000 | 313,647,000 | 319,075,000 | 320,778,000 |
| Total loans | 216,928,000 | 214,746,000 | 207,638,000 | 198,135,000 |
| Allowance for loan losses | 8,283,000 | 8,986,000 | 7,986,000 | 7,906,000 |
| Securities available for sale | 55,105,000 | 63,019,000 | 74,267,000 | 81,362,000 |
| Securities held to maturity | 89,000 | 88,000 | 32,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,928,000 | 267,316,000 | 270,275,000 | 272,140,000 |
| Interest-bearing deposits | 218,157,000 | 222,274,000 | 226,342,000 | 226,373,000 |
| Noninterest-bearing deposits | 42,771,000 | 45,042,000 | 43,933,000 | 45,767,000 |
| Equity capital | 28,768,000 | 28,643,000 | 29,486,000 | 29,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,381,000 | 8,837,000 | 13,173,000 | 17,374,000 |
| Interest expense | 1,202,000 | 2,354,000 | 3,448,000 | 4,438,000 |
| Net interest income | 3,179,000 | 6,483,000 | 9,725,000 | 12,936,000 |
| Noninterest income | 892,000 | 1,942,000 | 2,930,000 | 3,898,000 |
| Noninterest expense | 3,154,000 | 6,339,000 | 9,305,000 | 12,375,000 |
| Provision for loan losses | 1,540,000 | 2,780,000 | 3,819,000 | 4,297,000 |
| Pretax income | -623,000 | -694,000 | -469,000 | 162,000 |
| Income tax | -337,000 | -395,000 | -409,000 | -226,000 |
| Net income | -286,000 | -299,000 | -60,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,800,000 | 27,787,000 | 28,026,000 | 28,384,000 |
| Total capital | 30,920,000 | 30,840,000 | 31,008,000 | 31,266,000 |
| Risk-weighted assets | 244,412,000 | 238,294,000 | 233,569,000 | 225,569,000 |