Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 264,182,000 | 261,668,000 | 262,703,000 | 268,008,000 |
| Total loans | 178,626,000 | 184,522,000 | 185,471,000 | 191,732,000 |
| Allowance for loan losses | 2,688,000 | 2,800,000 | 2,825,000 | 2,977,000 |
| Securities available for sale | 47,759,000 | 44,986,000 | 47,512,000 | 47,886,000 |
| Securities held to maturity | 158,000 | 152,000 | 99,000 | 98,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,597,000 | 228,482,000 | 227,698,000 | 230,991,000 |
| Interest-bearing deposits | 180,495,000 | 177,728,000 | 182,695,000 | 185,797,000 |
| Noninterest-bearing deposits | 51,102,000 | 50,754,000 | 45,003,000 | 45,194,000 |
| Equity capital | 27,965,000 | 28,162,000 | 29,183,000 | 29,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,083,000 | 8,405,000 | 12,791,000 | 17,352,000 |
| Interest expense | 1,374,000 | 2,870,000 | 4,429,000 | 6,034,000 |
| Net interest income | 2,709,000 | 5,535,000 | 8,362,000 | 11,318,000 |
| Noninterest income | 742,000 | 1,504,000 | 2,374,000 | 3,174,000 |
| Noninterest expense | 2,625,000 | 5,321,000 | 7,993,000 | 10,777,000 |
| Provision for loan losses | 141,000 | 284,000 | 328,000 | 523,000 |
| Pretax income | 685,000 | 1,434,000 | 2,415,000 | 3,192,000 |
| Income tax | 187,000 | 400,000 | 690,000 | 923,000 |
| Net income | 498,000 | 1,034,000 | 1,725,000 | 2,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,928,000 | 28,464,000 | 29,155,000 | 29,519,000 |
| Total capital | 30,478,000 | 31,055,000 | 31,839,000 | 32,268,000 |
| Risk-weighted assets | 203,827,000 | 207,074,000 | 214,608,000 | 219,709,000 |