Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 246,007,000 | 251,474,000 | 253,467,000 | 255,579,000 |
| Total loans | 156,079,000 | 170,005,000 | 172,538,000 | 172,320,000 |
| Allowance for loan losses | 2,317,000 | 2,401,000 | 2,354,000 | 2,569,000 |
| Securities available for sale | 62,198,000 | 53,572,000 | 52,643,000 | 49,753,000 |
| Securities held to maturity | 225,000 | 219,000 | 169,000 | 163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,262,000 | 219,507,000 | 222,550,000 | 224,724,000 |
| Interest-bearing deposits | 167,234,000 | 168,571,000 | 170,283,000 | 173,660,000 |
| Noninterest-bearing deposits | 47,028,000 | 50,936,000 | 52,267,000 | 51,064,000 |
| Equity capital | 28,315,000 | 25,612,000 | 26,981,000 | 27,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,495,000 | 7,152,000 | 11,130,000 | 15,268,000 |
| Interest expense | 913,000 | 1,919,000 | 3,099,000 | 4,398,000 |
| Net interest income | 2,582,000 | 5,233,000 | 8,031,000 | 10,870,000 |
| Noninterest income | 695,000 | 1,430,000 | 2,188,000 | 2,939,000 |
| Noninterest expense | 2,425,000 | 4,825,000 | 7,223,000 | 9,710,000 |
| Provision for loan losses | 69,000 | 166,000 | 150,000 | 422,000 |
| Pretax income | 769,000 | 1,616,000 | 2,790,000 | 3,621,000 |
| Income tax | 222,000 | 464,000 | 859,000 | 1,080,000 |
| Net income | 547,000 | 1,152,000 | 1,931,000 | 2,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,644,000 | 26,249,000 | 27,003,000 | 27,430,000 |
| Total capital | 30,903,000 | 28,650,000 | 29,357,000 | 29,912,000 |
| Risk-weighted assets | 180,701,000 | 194,176,000 | 196,917,000 | 198,479,000 |