Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 188,551,000 | 204,835,000 | 209,642,000 | 214,108,000 |
| Total loans | 115,131,000 | 117,680,000 | 122,144,000 | 119,399,000 |
| Allowance for loan losses | 1,542,000 | 1,642,000 | 1,689,000 | 1,811,000 |
| Securities available for sale | 48,288,000 | 60,651,000 | 61,570,000 | 67,046,000 |
| Securities held to maturity | 575,000 | 472,000 | 447,000 | 429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,641,000 | 166,196,000 | 175,450,000 | 181,488,000 |
| Interest-bearing deposits | 140,042,000 | 142,442,000 | 148,625,000 | 154,805,000 |
| Noninterest-bearing deposits | 22,599,000 | 23,754,000 | 26,825,000 | 26,683,000 |
| Equity capital | 20,075,000 | 21,155,000 | 22,022,000 | 22,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,164,000 | 6,418,000 | 9,624,000 | 12,768,000 |
| Interest expense | 1,093,000 | 2,132,000 | 3,142,000 | 4,082,000 |
| Net interest income | 2,071,000 | 4,286,000 | 6,482,000 | 8,686,000 |
| Noninterest income | 616,000 | 1,256,000 | 1,929,000 | 2,616,000 |
| Noninterest expense | 1,572,000 | 3,284,000 | 5,125,000 | 7,145,000 |
| Provision for loan losses | 164,000 | 329,000 | 484,000 | 694,000 |
| Pretax income | 951,000 | 1,929,000 | 2,860,000 | 3,512,000 |
| Income tax | 334,000 | 677,000 | 1,000,000 | 1,025,000 |
| Net income | 617,000 | 1,252,000 | 1,860,000 | 2,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,753,000 | 20,388,000 | 20,986,000 | 21,513,000 |
| Total capital | 21,295,000 | 22,030,000 | 22,675,000 | 23,324,000 |
| Risk-weighted assets | 135,625,000 | 141,539,000 | 145,160,000 | 145,248,000 |