Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 168,664,000 | 173,778,000 | 184,870,000 | 185,628,000 |
| Total loans | 112,589,000 | 118,496,000 | 120,778,000 | 118,509,000 |
| Allowance for loan losses | 1,465,000 | 1,584,000 | 1,767,000 | 1,561,000 |
| Securities available for sale | 33,066,000 | 33,950,000 | 45,004,000 | 46,027,000 |
| Securities held to maturity | 782,000 | 756,000 | 708,000 | 677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,206,000 | 152,262,000 | 159,432,000 | 162,577,000 |
| Interest-bearing deposits | 126,165,000 | 129,926,000 | 135,654,000 | 139,089,000 |
| Noninterest-bearing deposits | 21,041,000 | 22,336,000 | 23,778,000 | 23,488,000 |
| Equity capital | 17,894,000 | 18,274,000 | 18,919,000 | 19,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,181,000 | 6,476,000 | 9,880,000 | 13,388,000 |
| Interest expense | 1,503,000 | 2,968,000 | 4,432,000 | 5,759,000 |
| Net interest income | 1,678,000 | 3,508,000 | 5,448,000 | 7,629,000 |
| Noninterest income | 345,000 | 738,000 | 1,497,000 | 2,085,000 |
| Noninterest expense | 1,410,000 | 2,819,000 | 4,398,000 | 6,234,000 |
| Provision for loan losses | 137,000 | 388,000 | 632,000 | 506,000 |
| Pretax income | 497,000 | 1,060,000 | 1,936,000 | 2,995,000 |
| Income tax | 152,000 | 331,000 | 634,000 | 933,000 |
| Net income | 345,000 | 729,000 | 1,302,000 | 2,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,523,000 | 17,907,000 | 18,439,000 | 19,136,000 |
| Total capital | 18,988,000 | 19,491,000 | 20,145,000 | 20,697,000 |
| Risk-weighted assets | 127,236,000 | 133,276,000 | 136,433,000 | 136,544,000 |