Call reports 2025
UNION SAVINGS BANK — 2025
What UNION SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,119,177,000 | 3,157,659,000 | 3,238,056,000 | 3,296,954,000 |
| Total loans | 2,157,812,000 | 2,218,372,000 | 2,284,052,000 | 2,318,486,000 |
| Allowance for loan losses | 23,194,000 | 23,723,000 | 24,228,000 | 23,490,000 |
| Securities available for sale | 596,029,000 | 591,770,000 | 583,430,000 | 564,491,000 |
| Securities held to maturity | 6,674,000 | 6,235,000 | 5,837,000 | 5,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,357,161,000 | 2,395,241,000 | 2,354,945,000 | 2,482,236,000 |
| Interest-bearing deposits | 1,691,868,000 | 1,726,829,000 | 1,693,803,000 | 1,815,820,000 |
| Noninterest-bearing deposits | 665,293,000 | 668,412,000 | 661,142,000 | 666,416,000 |
| Equity capital | 283,211,000 | 292,526,000 | 303,706,000 | 312,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 32,419,000 | 65,630,000 | 100,056,000 | 135,247,000 |
| Interest expense | 12,308,000 | 24,331,000 | 36,713,000 | 49,621,000 |
| Net interest income | 20,111,000 | 41,299,000 | 63,343,000 | 85,626,000 |
| Noninterest income | 5,009,000 | 10,126,000 | 15,150,000 | 20,507,000 |
| Noninterest expense | 18,293,000 | 37,625,000 | 57,448,000 | 80,475,000 |
| Provision for loan losses | 425,000 | 850,000 | 1,275,000 | 1,232,000 |
| Pretax income | 6,402,000 | 12,950,000 | 19,770,000 | 24,048,000 |
| Income tax | 1,227,000 | 2,489,000 | 3,810,000 | 4,546,000 |
| Net income | 5,175,000 | 10,461,000 | 15,960,000 | 19,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 359,949,000 | 365,234,000 | 370,733,000 | 374,275,000 |