Call reports 2024
UNION SAVINGS BANK — 2024
What UNION SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,015,763,000 | 3,046,115,000 | 3,066,239,000 | 3,086,225,000 |
| Total loans | 1,953,773,000 | 1,994,310,000 | 2,040,611,000 | 2,131,406,000 |
| Allowance for loan losses | 21,133,000 | 22,160,000 | 23,782,000 | 22,396,000 |
| Securities available for sale | 722,802,000 | 715,933,000 | 729,756,000 | 616,325,000 |
| Securities held to maturity | 8,438,000 | 8,003,000 | 7,510,000 | 7,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,224,536,000 | 2,266,509,000 | 2,254,393,000 | 2,330,181,000 |
| Interest-bearing deposits | 1,548,269,000 | 1,578,481,000 | 1,610,919,000 | 1,660,724,000 |
| Noninterest-bearing deposits | 676,267,000 | 688,028,000 | 643,474,000 | 669,457,000 |
| Equity capital | 251,772,000 | 255,593,000 | 279,203,000 | 267,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 30,320,000 | 61,713,000 | 93,719,000 | 125,882,000 |
| Interest expense | 13,085,000 | 26,659,000 | 41,001,000 | 54,858,000 |
| Net interest income | 17,235,000 | 35,054,000 | 52,718,000 | 71,024,000 |
| Noninterest income | 4,731,000 | 10,046,000 | 15,403,000 | 20,976,000 |
| Noninterest expense | 18,096,000 | 36,761,000 | 54,924,000 | 74,947,000 |
| Provision for loan losses | 250,000 | 900,000 | 2,500,000 | 4,038,000 |
| Pretax income | 3,620,000 | 7,439,000 | 10,697,000 | 8,163,000 |
| Income tax | 606,000 | 1,267,000 | 1,859,000 | 1,045,000 |
| Net income | 3,014,000 | 6,172,000 | 8,838,000 | 7,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 350,669,000 | 353,827,000 | 356,493,000 | 354,773,000 |