Call reports 2022
UNION SAVINGS BANK — 2022
What UNION SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,123,000,000 | 3,060,587,000 | 3,100,588,000 | 2,985,601,000 |
| Total loans | 1,731,774,000 | 1,762,411,000 | 1,787,329,000 | 1,770,923,000 |
| Allowance for loan losses | 18,262,000 | 18,852,000 | 18,928,000 | 18,816,000 |
| Securities available for sale | 1,003,505,000 | 961,574,000 | 894,308,000 | 860,147,000 |
| Securities held to maturity | 18,704,000 | 17,422,000 | 12,866,000 | 11,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,547,545,000 | 2,506,313,000 | 2,458,767,000 | 2,322,003,000 |
| Interest-bearing deposits | 1,778,094,000 | 1,733,154,000 | 1,690,848,000 | 1,584,703,000 |
| Noninterest-bearing deposits | 769,451,000 | 773,159,000 | 767,919,000 | 737,300,000 |
| Equity capital | 272,151,000 | 249,757,000 | 216,995,000 | 223,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 18,034,000 | 38,058,000 | 60,192,000 | 84,470,000 |
| Interest expense | 740,000 | 1,651,000 | 4,251,000 | 8,781,000 |
| Net interest income | 17,294,000 | 36,407,000 | 55,941,000 | 75,689,000 |
| Noninterest income | 4,372,000 | 9,424,000 | 13,869,000 | 18,745,000 |
| Noninterest expense | 15,733,000 | 32,469,000 | 49,853,000 | 67,531,000 |
| Provision for loan losses | 150,000 | 300,000 | 0 | 0 |
| Pretax income | 5,783,000 | 13,062,000 | 19,957,000 | 25,415,000 |
| Income tax | 1,149,000 | 2,561,000 | 3,948,000 | 4,939,000 |
| Net income | 4,634,000 | 10,501,000 | 16,009,000 | 20,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 323,466,000 | 329,333,000 | 334,841,000 | 339,308,000 |