Call reports 2021
UNION SAVINGS BANK — 2021
What UNION SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,879,554,000 | 2,962,906,000 | 3,079,352,000 | 3,088,187,000 |
| Total loans | 1,846,448,000 | 1,796,183,000 | 1,728,421,000 | 1,727,850,000 |
| Allowance for loan losses | 17,722,000 | 18,680,000 | 18,932,000 | 17,883,000 |
| Securities available for sale | 523,229,000 | 681,406,000 | 917,122,000 | 984,882,000 |
| Securities held to maturity | 24,236,000 | 22,650,000 | 21,203,000 | 19,806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,317,095,000 | 2,444,600,000 | 2,495,249,000 | 2,532,275,000 |
| Interest-bearing deposits | 1,669,654,000 | 1,719,644,000 | 1,754,610,000 | 1,776,275,000 |
| Noninterest-bearing deposits | 647,441,000 | 724,956,000 | 740,639,000 | 756,000,000 |
| Equity capital | 302,776,000 | 309,547,000 | 311,058,000 | 310,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,873,000 | 35,372,000 | 53,659,000 | 71,624,000 |
| Interest expense | 1,160,000 | 2,225,000 | 3,190,000 | 4,016,000 |
| Net interest income | 16,713,000 | 33,147,000 | 50,469,000 | 67,608,000 |
| Noninterest income | 4,223,000 | 8,709,000 | 13,259,000 | 17,775,000 |
| Noninterest expense | 14,641,000 | 29,829,000 | 45,242,000 | 62,229,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,200,000 | 0 |
| Pretax income | 5,724,000 | 10,856,000 | 17,315,000 | 22,921,000 |
| Income tax | 1,112,000 | 2,070,000 | 3,354,000 | 4,466,000 |
| Net income | 4,612,000 | 8,786,000 | 13,961,000 | 18,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 304,989,000 | 309,163,000 | 314,339,000 | 318,832,000 |