Call reports 2020
UNION SAVINGS BANK — 2020
What UNION SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,390,933,000 | 2,595,909,000 | 2,735,104,000 | 2,735,497,000 |
| Total loans | 1,698,124,000 | 1,849,358,000 | 1,860,252,000 | 1,845,624,000 |
| Allowance for loan losses | 14,685,000 | 15,704,000 | 17,021,000 | 17,102,000 |
| Securities available for sale | 266,720,000 | 282,625,000 | 346,291,000 | 433,918,000 |
| Securities held to maturity | 32,965,000 | 31,607,000 | 29,523,000 | 27,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,801,086,000 | 2,036,574,000 | 2,102,271,000 | 2,157,322,000 |
| Interest-bearing deposits | 1,342,210,000 | 1,430,535,000 | 1,488,260,000 | 1,544,968,000 |
| Noninterest-bearing deposits | 458,876,000 | 606,039,000 | 614,011,000 | 612,354,000 |
| Equity capital | 290,484,000 | 296,525,000 | 300,078,000 | 307,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,838,000 | 38,535,000 | 57,344,000 | 75,491,000 |
| Interest expense | 2,667,000 | 4,437,000 | 5,923,000 | 7,245,000 |
| Net interest income | 17,171,000 | 34,098,000 | 51,421,000 | 68,246,000 |
| Noninterest income | 4,316,000 | 8,813,000 | 13,504,000 | 18,230,000 |
| Noninterest expense | 14,910,000 | 29,554,000 | 45,119,000 | 61,184,000 |
| Provision for loan losses | 500,000 | 1,225,000 | 2,450,000 | 3,225,000 |
| Pretax income | 6,077,000 | 12,132,000 | 17,356,000 | 22,067,000 |
| Income tax | 1,189,000 | 2,367,000 | 3,372,000 | 4,277,000 |
| Net income | 4,888,000 | 9,765,000 | 13,984,000 | 17,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 287,877,000 | 292,753,000 | 296,972,000 | 300,377,000 |