Call reports 2018
UNION SAVINGS BANK — 2018
What UNION SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,181,524,000 | 2,179,479,000 | 2,151,866,000 | 2,159,424,000 |
| Total loans | 1,719,222,000 | 1,727,532,000 | 1,702,147,000 | 1,715,156,000 |
| Allowance for loan losses | 14,843,000 | 15,314,000 | 15,274,000 | 15,132,000 |
| Securities available for sale | 205,279,000 | 204,405,000 | 205,714,000 | 205,581,000 |
| Securities held to maturity | 55,703,000 | 52,966,000 | 50,635,000 | 47,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,647,027,000 | 1,664,282,000 | 1,626,805,000 | 1,632,289,000 |
| Interest-bearing deposits | 1,207,679,000 | 1,202,859,000 | 1,174,142,000 | 1,186,549,000 |
| Noninterest-bearing deposits | 439,348,000 | 461,423,000 | 452,663,000 | 445,740,000 |
| Equity capital | 240,815,000 | 246,610,000 | 251,791,000 | 257,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 19,310,000 | 39,458,000 | 59,876,000 | 80,471,000 |
| Interest expense | 1,766,000 | 3,567,000 | 5,565,000 | 7,724,000 |
| Net interest income | 17,544,000 | 35,891,000 | 54,311,000 | 72,747,000 |
| Noninterest income | 4,139,000 | 8,290,000 | 12,271,000 | 16,344,000 |
| Noninterest expense | 15,079,000 | 29,813,000 | 45,119,000 | 61,079,000 |
| Provision for loan losses | 414,000 | 828,000 | 828,000 | 828,000 |
| Pretax income | 6,193,000 | 13,543,000 | 20,638,000 | 26,719,000 |
| Income tax | 1,210,000 | 2,659,000 | 4,054,000 | 4,909,000 |
| Net income | 4,983,000 | 10,884,000 | 16,584,000 | 21,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,432,000 | 250,333,000 | 256,032,000 | 261,258,000 |
| Total capital | 259,300,000 | 265,672,000 | 271,331,000 | 276,415,000 |
| Risk-weighted assets | 1,697,215,000 | 1,710,324,000 | 1,687,174,000 | 1,697,367,000 |