Call reports 2017
UNION SAVINGS BANK — 2017
What UNION SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,193,255,000 | 2,196,289,000 | 2,202,070,000 | 2,181,709,000 |
| Total loans | 1,687,174,000 | 1,692,905,000 | 1,691,853,000 | 1,687,775,000 |
| Allowance for loan losses | 14,259,000 | 14,192,000 | 14,796,000 | 14,343,000 |
| Securities available for sale | 228,343,000 | 228,875,000 | 216,307,000 | 209,073,000 |
| Securities held to maturity | 69,331,000 | 65,426,000 | 61,136,000 | 58,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,650,286,000 | 1,680,640,000 | 1,664,034,000 | 1,682,234,000 |
| Interest-bearing deposits | 1,243,159,000 | 1,259,855,000 | 1,228,495,000 | 1,229,258,000 |
| Noninterest-bearing deposits | 407,127,000 | 420,785,000 | 435,539,000 | 452,976,000 |
| Equity capital | 230,889,000 | 239,736,000 | 242,970,000 | 237,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 18,871,000 | 37,434,000 | 56,725,000 | 75,864,000 |
| Interest expense | 1,799,000 | 3,551,000 | 5,361,000 | 7,100,000 |
| Net interest income | 17,072,000 | 33,883,000 | 51,364,000 | 68,764,000 |
| Noninterest income | 3,983,000 | 15,686,000 | 19,612,000 | 23,581,000 |
| Noninterest expense | 16,289,000 | 35,497,000 | 51,921,000 | 69,708,000 |
| Provision for loan losses | 447,000 | 894,000 | 1,192,000 | 1,192,000 |
| Pretax income | 4,319,000 | 13,178,000 | 17,853,000 | 20,981,000 |
| Income tax | 1,301,000 | 1,661,000 | 3,243,000 | 9,550,000 |
| Net income | 3,018,000 | 11,517,000 | 14,610,000 | 11,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,324,000 | 236,883,000 | 239,976,000 | 239,448,000 |
| Total capital | 242,608,000 | 251,100,000 | 254,797,000 | 253,816,000 |
| Risk-weighted assets | 1,670,656,000 | 1,675,279,000 | 1,677,793,000 | 1,667,982,000 |