Call reports 2001
UNION SAVINGS BANK — 2001
What UNION SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 868,078,000 | 915,508,000 | 954,859,000 | 968,597,000 |
| Total loans | 626,488,000 | 656,198,000 | 680,865,000 | 690,451,000 |
| Allowance for loan losses | 6,840,000 | 6,900,000 | 6,995,000 | 6,458,000 |
| Securities available for sale | 13,496,000 | 21,727,000 | 25,490,000 | 32,503,000 |
| Securities held to maturity | 143,465,000 | 135,552,000 | 136,860,000 | 141,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,164,000 | 688,585,000 | 708,866,000 | 727,137,000 |
| Interest-bearing deposits | 640,359,000 | 672,643,000 | 693,865,000 | 714,017,000 |
| Noninterest-bearing deposits | 12,805,000 | 15,942,000 | 15,001,000 | 13,120,000 |
| Equity capital | 93,105,000 | 95,028,000 | 97,695,000 | 99,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 14,990,000 | 30,429,000 | 46,250,000 | 62,301,000 |
| Interest expense | 7,201,000 | 14,243,000 | 21,153,000 | 27,683,000 |
| Net interest income | 7,789,000 | 16,186,000 | 25,097,000 | 34,618,000 |
| Noninterest income | 812,000 | 1,621,000 | 2,469,000 | 3,301,000 |
| Noninterest expense | 5,802,000 | 11,770,000 | 18,219,000 | 25,587,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 500,000 |
| Pretax income | 2,674,000 | 5,787,000 | 8,972,000 | 11,924,000 |
| Income tax | 896,000 | 1,968,000 | 3,051,000 | 4,072,000 |
| Net income | 1,778,000 | 3,819,000 | 5,921,000 | 7,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,570,000 | 84,047,000 | 89,586,000 | 92,052,000 |
| Total capital | 88,410,000 | 90,947,000 | 96,581,000 | 98,510,000 |
| Risk-weighted assets | 563,662,000 | 587,357,000 | 612,829,000 | 622,061,000 |