Call reports 2008
CONWAY NATIONAL BANK, THE — 2008
What CONWAY NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 854,951,000 | 859,762,000 | 854,131,000 | 875,037,000 |
| Total loans | 583,758,000 | 589,410,000 | 588,371,000 | 598,281,000 |
| Allowance for loan losses | 6,639,000 | 6,736,000 | 6,792,000 | 7,091,000 |
| Securities available for sale | 196,320,000 | 182,350,000 | 188,374,000 | 194,178,000 |
| Securities held to maturity | 8,305,000 | 8,301,000 | 8,297,000 | 9,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 711,399,000 | 715,728,000 | 687,270,000 | 684,810,000 |
| Interest-bearing deposits | 656,828,000 | 647,819,000 | 619,247,000 | 641,174,000 |
| Noninterest-bearing deposits | 54,571,000 | 67,909,000 | 68,023,000 | 43,636,000 |
| Equity capital | 83,269,000 | 83,035,000 | 86,486,000 | 83,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,680,000 | 26,108,000 | 38,158,000 | 50,119,000 |
| Interest expense | 5,693,000 | 10,343,000 | 14,382,000 | 18,186,000 |
| Net interest income | 7,987,000 | 15,765,000 | 23,776,000 | 31,933,000 |
| Noninterest income | 1,844,000 | 3,573,000 | 5,336,000 | 6,905,000 |
| Noninterest expense | 5,574,000 | 11,382,000 | 17,297,000 | 23,028,000 |
| Provision for loan losses | 359,000 | 854,000 | 1,354,000 | 2,533,000 |
| Pretax income | 3,898,000 | 7,102,000 | 10,461,000 | 13,277,000 |
| Income tax | 1,295,000 | 2,335,000 | 3,580,000 | 4,488,000 |
| Net income | 2,603,000 | 4,767,000 | 6,881,000 | 8,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,183,000 | 83,348,000 | 85,460,000 | 82,337,000 |
| Total capital | 87,822,000 | 90,084,000 | 92,252,000 | 89,428,000 |
| Risk-weighted assets | 594,441,000 | 602,266,000 | 598,591,000 | 607,553,000 |