Call reports 2007
CONWAY NATIONAL BANK, THE — 2007
What CONWAY NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 831,953,000 | 843,082,000 | 850,580,000 | 865,635,000 |
| Total loans | 564,435,000 | 554,754,000 | 562,457,000 | 573,430,000 |
| Allowance for loan losses | 6,418,000 | 6,364,000 | 6,389,000 | 6,507,000 |
| Securities available for sale | 179,115,000 | 200,297,000 | 204,150,000 | 206,133,000 |
| Securities held to maturity | 3,861,000 | 3,421,000 | 2,817,000 | 7,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,748,000 | 686,185,000 | 682,235,000 | 699,268,000 |
| Interest-bearing deposits | 546,429,000 | 630,003,000 | 630,481,000 | 647,144,000 |
| Noninterest-bearing deposits | 145,319,000 | 56,182,000 | 51,754,000 | 52,124,000 |
| Equity capital | 75,773,000 | 77,843,000 | 81,769,000 | 79,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,140,000 | 26,396,000 | 40,036,000 | 53,755,000 |
| Interest expense | 5,503,000 | 11,148,000 | 16,915,000 | 22,858,000 |
| Net interest income | 7,637,000 | 15,248,000 | 23,121,000 | 30,897,000 |
| Noninterest income | 1,583,000 | 3,366,000 | 5,151,000 | 6,794,000 |
| Noninterest expense | 5,033,000 | 10,521,000 | 16,224,000 | 21,921,000 |
| Provision for loan losses | 365,000 | 361,000 | 581,000 | 1,145,000 |
| Pretax income | 3,831,000 | 7,741,000 | 11,476,000 | 14,634,000 |
| Income tax | 1,327,000 | 2,686,000 | 3,874,000 | 5,015,000 |
| Net income | 2,504,000 | 5,055,000 | 7,602,000 | 9,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,593,000 | 79,146,000 | 81,692,000 | 78,580,000 |
| Total capital | 83,011,000 | 85,510,000 | 88,081,000 | 85,087,000 |
| Risk-weighted assets | 568,612,000 | 564,988,000 | 574,956,000 | 588,275,000 |