Call reports 2006
CONWAY NATIONAL BANK, THE — 2006
What CONWAY NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 787,024,000 | 820,358,000 | 847,326,000 | 836,843,000 |
| Total loans | 516,344,000 | 557,578,000 | 567,088,000 | 567,345,000 |
| Allowance for loan losses | 6,099,000 | 6,394,000 | 6,491,000 | 6,476,000 |
| Securities available for sale | 176,962,000 | 176,657,000 | 169,816,000 | 173,582,000 |
| Securities held to maturity | 3,436,000 | 3,436,000 | 4,315,000 | 4,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,156,000 | 685,227,000 | 682,262,000 | 682,089,000 |
| Interest-bearing deposits | 535,729,000 | 536,482,000 | 535,891,000 | 545,113,000 |
| Noninterest-bearing deposits | 139,427,000 | 148,745,000 | 146,371,000 | 136,976,000 |
| Equity capital | 68,944,000 | 71,071,000 | 74,797,000 | 72,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,319,000 | 23,258,000 | 35,996,000 | 49,245,000 |
| Interest expense | 3,837,000 | 7,990,000 | 12,916,000 | 18,396,000 |
| Net interest income | 7,482,000 | 15,268,000 | 23,080,000 | 30,849,000 |
| Noninterest income | 1,513,000 | 3,178,000 | 5,212,000 | 7,127,000 |
| Noninterest expense | 5,202,000 | 10,688,000 | 15,937,000 | 21,804,000 |
| Provision for loan losses | 275,000 | 650,000 | 888,000 | 808,000 |
| Pretax income | 3,512,000 | 7,102,000 | 11,461,000 | 15,359,000 |
| Income tax | 1,076,000 | 2,293,000 | 3,612,000 | 4,780,000 |
| Net income | 2,436,000 | 4,809,000 | 7,849,000 | 10,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,979,000 | 73,352,000 | 76,393,000 | 74,090,000 |
| Total capital | 77,078,000 | 79,746,000 | 82,884,000 | 80,566,000 |
| Risk-weighted assets | 527,986,000 | 565,779,000 | 573,879,000 | 572,606,000 |